Protecting Your Restaurant

Proper insurance for your restaurant is as important to your business as a delicious menu. Running the day-to-day operations gives you plenty to worry about; you don’t need to add insurance coverage concerns to the list. That’s where TexCap-Concord Insurance Services can help. We’ll take all the questions out of restaurant insurance, so you can focus on customer service and good reviews.

Here are some common concerns most restaurants should think about.

• Fryers, open flames and burning candles make fire a big concern.
• What about food born illnesses?
• What is Liquor Liability and how does it protect me?
• Why do I need Hired/Non-Owned Auto?
• If most employees are Part Time, why do I need Employment Practices Liability?
• Employee Injury.

Main Coverages:

• General Liability
• Liquor Liability
• Food Spoilage
• Assault & Battery: Up to policy limits.
• Property: Subject to Coastal Wind Restrictions
• Excess / Umbrella: Up to $10M
• Hired / Non-Owned Auto
• Workers Compensation / Occupational Accident
• EPLI: Wrongful Termination, Sexual Harassment, Discrimination